Agirc-Arrco retraite - 10 things to know with detail
- 1. Agirc-Arrco is the name of the French supplementary pension scheme for private sector employees.
- 2. Agirc-Arrco is a mandatory pension scheme for all private sector employees in France.
- 3. Agirc-Arrco is a defined contribution scheme, meaning that the amount of pension you receive is based on the contributions you and your employer have made over the years.
- 4. Agirc-Arrco is made up of two separate pension schemes - Agirc for managers and executives, and Arrco for non-executive employees.
- 5. The retirement age for Agirc-Arrco is the same as the legal retirement age in France, which is currently 62 years old.
- 6. The amount of pension you receive from Agirc-Arrco is calculated based on your salary, the number of years you have contributed to the scheme, and the value of your pension points.
- 7. You can choose to take your Agirc-Arrco pension as a lump sum or as a monthly annuity payment.
- 8. If you choose to take your pension as a monthly annuity, you can opt for a joint survivor option, which will provide a pension to your spouse or partner after your death.
- 9. You can apply for your Agirc-Arrco pension up to 6 months before your planned retirement date.
- 10. If you have any questions or need help with your Agirc-Arrco pension, you can contact the Agirc-Arrco customer service helpline for assistance.