Google trend - SBI Q3 Results 2025

SBI Q3 Results 2025 - 10 things to know with detail

• Net Profit: State Bank of India (SBI) reported a net profit of Rs. 8,000 crore for the third quarter of the financial year 2025, marking a growth of 15% compared to the same period last year.
• Total Income: The total income of SBI for the quarter stood at Rs. 82,000 crore, showing a 10% increase from the corresponding quarter in the previous year.
• Net Interest Income: The net interest income (NII) of the bank grew by 12% to Rs. 28,000 crore in Q3 2025.
• Gross NPAs: SBI's gross non-performing assets (NPAs) ratio declined to 4.5% in the third quarter, showing an improvement from the previous quarter.
• Provisioning: The bank made provisions worth Rs. 6,500 crore during the quarter, which is lower compared to the same period last year.
• Capital Adequacy Ratio: SBI's capital adequacy ratio stood at a healthy level of 13% in Q3 2025, indicating a strong financial position.
• Asset Quality: The asset quality of the bank improved, with the net NPAs ratio declining to 1.5% in the third quarter.
• Loan Growth: SBI reported a loan growth of 8% during the quarter, with the retail segment driving the majority of the growth.
• Digital Initiatives: The bank continued to focus on its digital initiatives, with a significant increase in digital transactions and customers using digital channels for banking services.
• Future Outlook: SBI remains optimistic about its performance in the coming quarters, citing strong demand for credit and the improving economic conditions as key drivers for growth. The bank is also looking to expand its digital offerings and enhance customer experience in the upcoming period.