Explain Jeevan Pramaan in 500 words
Jeevan Pramaan is a digital life certificate initiative launched by the Government of India in November It aims to provide a hassle-free and convenient way for pensioners to submit their life certificates digitally. The traditional process of submitting life certificates required pensioners to physically visit their respective pension disbursing agencies, which often proved to be difficult for elderly and disabled individuals. Jeevan Pramaan was introduced to address this issue and simplify the process.
The word "Jeevan Pramaan" translates to "proof of life" in English. It is a biometric-enabled digital service that allows pensioners to authenticate their existence using their Aadhaar card details. Aadhaar is a unique identification number issued by the Unique Identification Authority of India (UIDAI) to every resident of India. It serves as a proof of identity and address for individuals.
To avail the benefits of Jeevan Pramaan, pensioners need to register themselves on the official website or through the mobile application. During the registration process, they need to provide their Aadhaar card details, pension-related information, and other necessary details. Once the registration is complete, pensioners can generate a digital life certificate using their Aadhaar card.
The digital life certificate can be generated in two ways - either through a biometric authentication process at a Jeevan Pramaan center or through an OTP-based authentication process. The biometric authentication process requires pensioners to visit a Jeevan Pramaan center, where their fingerprints or iris scans are captured for verification. These centers are established at various locations across the country, including banks, post offices, and government offices.
The OTP-based authentication process, on the other hand, allows pensioners to generate their digital life certificate from the comfort of their homes. They can do so by providing their Aadhaar number, pension-related details, and a mobile number registered with UIDAI. An OTP (One-Time Password) is sent to the registered mobile number, which needs to be entered on the Jeevan Pramaan portal to complete the authentication process.
Once the digital life certificate is generated, it is automatically sent to the respective pension disbursing agency, eliminating the need for physical submission. The agency can access the certificate online and verify the pensioner's existence. This process ensures that pensioners do not face any inconvenience or delays in receiving their pension due to the submission of life certificates.
Jeevan Pramaan has proved to be a game-changer for pensioners across the country. It has simplified the process of submitting life certificates and reduced the burden on pensioners, especially the elderly and disabled individuals. It has also eliminated the need for paperwork and reduced the chances of fraudulent activities, as the digital certificates are authenticated using biometric information.
Moreover, Jeevan Pramaan has also brought transparency and efficiency to the pension disbursal system. The digital certificates can be accessed by multiple agencies simultaneously, ensuring timely and accurate disbursement of pensions. It has also reduced the workload of pension disbursing agencies, as they no longer need to manually process and verify physical certificates.
In conclusion, Jeevan Pramaan is a significant step towards digitizing government services and making them more accessible to citizens. It has revolutionized the process of submitting life certificates for pensioners, providing them with a convenient and efficient way to prove their existence. With its successful implementation, Jeevan Pramaan has not only simplified the lives of pensioners but also improved the overall efficiency of the pension disbursal system in India.