Google trend - HDFC Bank Q4

HDFC Bank Q4 - 10 things to know with detail

• Net Profit: HDFC Bank reported a net profit of Rs. 8,186.51 crore for the fourth quarter of FY 2020-21, a 18.2% increase from the same period last year.
• Net Interest Income: The bank's net interest income (NII) for Q4 stood at Rs. 17,120 crore, a 12.6% increase from the same period last year.
• Net Interest Margin: HDFC Bank's net interest margin for the quarter was at 4.2%, down from 4.3% in the previous quarter.
• Asset Quality: The bank's asset quality improved as the gross non-performing assets (NPA) ratio stood at 1.32% as on March 31, 2021, compared to 1.38% in the previous quarter.
• Provisioning: HDFC Bank made provisions of Rs. 4,693.7 crore during the quarter, up from Rs. 3,784.5 crore in the same period last year.
• Capital Adequacy Ratio: The bank's capital adequacy ratio (CAR) stood at 18.8% as on March 31, 2021, well above the regulatory requirement.
• Loan Growth: HDFC Bank's loan growth for the quarter was at 14.9%, with total advances reaching Rs. 11.47 lakh crore.
• Deposit Growth: The bank's deposit growth for the quarter was at 16.3%, with total deposits reaching Rs. 13.35 lakh crore.
• Digital Initiatives: HDFC Bank continued to focus on its digital initiatives, with digital transactions accounting for 92% of total transactions during the quarter.
• Dividend: The bank declared a dividend of Rs. 6.50 per share for the quarter.